How I help . . .
My role provides the opportunity to solve a variety of client challenges. As a wealth consultant focused on holistic financial planning, there are many levers that require strategic recommendations before they are pulled.
A client’s husband unexpectedly passed away and left her to pick up the pieces with the finances. She was anxious with the financial decisions as she never attended meetings with a previous advisor. She was unsure how much money the family had, how to take tax efficient distributions for income, what would happen if she entered skilled nursing and how to ensure a legacy was left to her children.
We discussed financial terms and building a goals-based plan focused on her immediate needs. The client’s strategy allowed her to reduce taxes using a long-term approach to Roth conversions, tax-loss harvesting, establishing a Donor Advised Fund for appreciated stock and contributing to her children’s college fund. The additional implementation of risk management and estate planning put her on a strong financial foundation for future success.